Editorial Policy
This page explains how Money Love and Change sources its figures and corrects its pages.
Sources
Figures on Money Love and Change come from primary sources wherever one exists. Those sources include:
- federal agencies such as the IRS and the Consumer Financial Protection Bureau
- the published terms and fee schedule of the company being described
- published research and books cited by author and title
When a page states a number such as a contribution limit or an account minimum, it names the source and the date the figure was checked.
How products and services are described
Pages describe financial products and services from their published terms and regulatory filings. A page claims first-hand use of a product only when it says so and describes what was done.
No promised outcomes
Pages do not promise a savings amount, an investment return, or a timeline. Worked examples state each assumption they use so you can swap in your own numbers.
Readers who are rebuilding
Pages written for readers paying down debt or rebuilding savings point to free and nonprofit resources first. They do not recommend a paid product where a free option does the same job.
Advisor-matching services
Some services that match readers with financial advisors pay a referral fee. Not every advisor matched through such a service is a fee-only fiduciary, and any page that links to one states this next to the link.
Affiliate links
Some links on Money Love and Change earn a commission. The products and services a page covers are chosen before any affiliate link is added, and pages include free options that have no affiliate program. The Affiliate Disclosure has the details.
Updates and corrections
Each page shows the month and year it was last updated. To report an error, use the contact page and include the page address and the source you are checking against. A confirmed error is fixed on the page, and the update date moves to the month of the fix.